Apart from the strong balance sheet of the company, security for the risk that THI carries is also

supported by best reinsurance programs. Both tobacco hail and other general short term insurance classes are secured by strong reinsurers, all in turn retroceded to globally based, reputable reinsurers. THI's current treaty programmes are handled by Minerva RE and the following are the participating local reinsurers:

Reinsurer

Rating

Rating Agency

Remarks

FBC Re

AA

Global Credit Rating

All other classes

FM Re

BB+

Global Credit Rating

Tobacco Hail and all other classes of facultative placements

Tobacco Hail is retroceded to Munich Re

ZEP Re

B+

A M Best Europe

All other classes

MAPFRE

A

A M Best Europe

Travel Insurance

Our facultative placements are only secured with pre-selected insurers, and reinsurers who meet our criteria for good quality financial security and efficient claims settlement processes.

Company Secretary and Registered Office

Judy Conway

THI House, 26 Endeavour Crescent,

Mt Pleasant Business Park,

Harare, Zimbabwe

Auditors

Deloitte & Touche

West Block, Borrowdale Office Park

Borrowdale Road, P.O Box 267

Harare, Zimbabwe

Bankers

FBC Bank Limited

2 Lanark Road

Belgravia

Harare, Zimbabwe

Principal Office

THI House, 26 Endeavour Crescent,

Mt Pleasant Business Park,

Harare, Zimbabwe

Contact Details

Tel/Fax: +263 (4) 369913/4,

Tellular: +263 772 134463/4

P O Box 605, Mt Pleasant

Harare, Zimbabwe

Email: enquiries@thi.co.zw

Lawyers

Dube, Manikai & Hwacha

6th Floor, Goldbridge

Eastgate Complex

Sam Nujoma Street/Robert Mugabe Road

Harare, Zimbabwe